Paying with a card is faster, easier and more convenient! USB has the card solution that’s right for you.


*USB EMV Debit cards will be coming soon. We will post updates as we know more details!

Visa® Debit

Looks like a credit card & acts like a check!

Young couple with credit card and looking at laptopIt's FREE!

With no monthly or annual fee, why waste money on checks when the Visa® Debit Card is FREE! 

More convenient than checks

Purchases are automatically deducted from your checking account and itemized on your monthly statement, so it's easy to keep track of your spending. The USB Visa® Debit Card also saves you time. No checks to write, no ID or telephone numbers required, no waiting for check approvals, no hassles. 

Welcome in more places

The Visa® Debit Card is accepted at millions of locations worldwide, anywhere the Visa® logo is displayed. Need cash quick? Your card also doubles as an ATM card. Get cash at any ATM that displays the Visa® logo. (Cash withdrawals are FREE at any Union State Bank ATM; charges may apply for use at a non-Union State Bank ATM).

Nationwide security for your piece of mind

Visa Logo

With the Visa® Debit Card, you're a part of a nationwide security system. Use your card to shop online, in a store, or anywhere, and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability policy*, your liability for unauthorized transactions is $0 - you pay nothing. So if your card is ever lost or stolen…Relax! Let us know immediately, and we'll go to work disabling your old card and shipping you a new one. 

CONTACT US TODAY TO ORDER YOUR FREE VISA® DEBIT CARD! 

If your Debit or ATM Card has been lost or stolen, call us immediately at 866.557.0060. For after hours dial 877.CANCEL.1 or 877.226.2351.

To activate your USB Debit Card, or change your PIN number, you can call toll free 888.227.3096. You can also activate at any ATM machine or by using your PIN number at a Point of Sale device.

*Does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa®. See product disclosure for more details. 


Visa® Credit Card

Choose between rewards, or cash back! Hometown convenience, along with worldwide acceptance, plus 24/7 U.S. based Customer Service Contact Center. Apply online at or visit any of our locations for an application. 

  • No annual fees, no penalty rates
  • Unlimited rewards and cash rewards
  • Reward points never expire
  • Online account management
  • Thousands of merchandise and travel rewards
  • Visa® Platinum and Signature Core benefits
  • EMV Chip Card security
  • Mobile payments (Apple Pay, Samsung Pay, Android Pay)
  • Visa Checkout

Apply Online Now


New credit card instructions

NOTICE TO CURRENT CREDIT CARD CUSTOMERS WHO HAD A CREDIT CARD ISSUED PRIOR TO MAY 2017

If you are already a credit card customer, login here to manage your credit card online. To check your Scorecard rewards, click here .

Current USB Credit Card holder contact directions


Visa® Business Debit Card

Looks like a credit card & acts like a check!

Woman taking a credit card at small business It's FREE!

Save money with no monthly or annual fee. 

More convenient than checks

Save time and money by using your card instead of checks. Purchases are automatically deducted from your checking account and itemized on your monthly statement, so it's easy to keep track of spending. 

Welcome in more places

The Visa® Debit Card is accepted at millions of locations worldwide, anywhere the Visa® logo is displayed. 

If you have an account with us already, Contact Us today to order your business debit card!

If your Business Debit Card has been lost or stolen, call us immediately at 866.557.0060. For after hours dial 877.CANCEL.1 or 877.226.2351.


Visa® Small Business Credit Card

Choose between rewards or cash back, whatever is best for your business! Spend more money on your business, not on fees. Hometown convenience, along with worldwide acceptance, plus 24/7 U.S. based Customer Service Contact Center. Apply online or visit any of our locations for an application.

  • No annual fees, no penalty rates
  • Expense management system integration
  • Business account concierge
  • Online account management
  • Multiple cardholders available for easy monitoring of purchases & spending limits
  • Consolidated statements
  • EMV Chip Card security
  • MCC restrictions
  • Mobile payments (Apple Pay, Samsung Pay, Android Pay)
  • Visa Checkout


Apply Online Now


New credit card instructions

NOTICE TO USB BUSINESS CREDIT CARD CUSTOMERS WHO HAVE HAD A CARD PRIOR TO MAY 2017, SEE BELOW

Current USB business credit card instructions


Visa® Gift Card

The perfect gift for any occasion, or even to use for everyday purchases in place of cash!

Birthday gift Great for: 

  • Birthdays
  • Graduation
  • Weddings
  • Baby Showers
  • Retirement
  • Anniversaries
  • Incentives / Recognition
Load for any amount between $10.00 and $500.00. Welcome at millions of merchants worldwide that accept Visa® debit cards, including retail stores, online and phone purchases. A cardholder self-service site provides consumers 24/7 access to their account information. The cardholder can register their personal information to enable online purchasing and allows the card to be replaced should it be lost or stolen.

Visit a branch today to purchase your Visa® Gift Cards!