Whether you want to consolidate bills, buy a new car or purchase that dream boat, USB can help you achieve your goal with financing that's right for you. Our loan decisions are made locally. That means it's fast, easy and convenient.
- Consumer Loans
- Auto Loans
- Debt Consolidation
- Personal Loans
- Motor Homes
- Motorcycles & ATVs
- Education expenses
To apply, visit any of our branches, or use the following form.
In order to view the documents above in PDF form, you may need download Acrobat Reader for free.
- New Home Purchase
- First-time Home Buyers
- 2nd Mortgages
- Home Improvement
- Home Equity Lines of Credit
Home Equity Line of Credit
Your home is generally your largest single asset which, over time, appreciates in value. With a Home Equity Line of Credit (HELOC) you can use the equity you've built into your home to pay for large expense items. These items may include college tuition, a daughter's wedding, or a child's first automobile. A HELOC can also be used to consolidate bills into one lower monthly payment, fund your dream vacation, or complete the home improvements you've always wanted.
When consolidating bills you'll make only one monthly payment. With a simple phone call or writing of a Home Equity Check, you can have immediate access to funds.
Use the loan today to fund your child's college education. In the future, without reapplying for a loan, you can fund your dream vacation or complete the home improvements you've always wanted. Interest paid on a HELOC may be tax deductible.*
Lower Interest Rates
When consolidating bills and paying off credit cards or loans with higher interest rate, a Home Equity Line of Credit SAVES YOU MONEY.
*Consult your tax advisor for deductibility of interest.