Personal Loans Mom driving boat with son and husband riding

Whether you want to consolidate bills, buy a new car or purchase that dream boat, USB can help you achieve your goal with financing that's right for you. Our loan decisions are made locally. That means it's fast, easy and convenient. 

  • Consumer Loans
  • Auto Loans
  • Debt Consolidation
  • Personal Loans
  • Motor Homes
  • Boats
  • Motorcycles & ATVs
  • Education expenses

To apply, visit any of our branches, or use the following form.

Fillable PDF Form (Type, print, and bring to branch)

In order to view the documents above in PDF form, you may need download Acrobat Reader for free.


Visit our Mortgage Resource Center for more information, or Apply  for Mortgage now !

  • New Home Purchase
  • First-time Home Buyers
  • 2nd Mortgages
  • Refinancing
  • Home Improvement
  • Construction
  • Home Equity Lines of Credit

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Home Equity Line of Credit

Your home is generally your largest single asset which, over time, appreciates in value. With a Home Equity Line of Credit (HELOC) you can use the equity you've built into your home to pay for large expense items. These items may include college tuition, a daughter's wedding, or a child's first automobile. A HELOC can also be used to consolidate bills into one lower monthly payment, fund your dream vacation, or complete the home improvements you've always wanted.


When consolidating bills you'll make only one monthly payment. With a simple phone call or writing of a Home Equity Check, you can have immediate access to funds. 

Young family on vacation

Use the loan today to fund your child's college education. In the future, without reapplying for a loan, you can fund your dream vacation or complete the home improvements you've always wanted. Interest paid on a HELOC may be tax deductible.*

Lower Interest Rates

When consolidating bills and paying off credit cards or loans with higher interest rate, a Home Equity Line of Credit SAVES YOU MONEY.

*Consult your tax advisor for deductibility of interest.