In order to qualify for your Kasasa account rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Account transactions and activities may take one or more Banking Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions and purchases made with debit cards not issued by our bank. ”Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
 
Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:
 
Kasasa Cash: This account is an interest bearing account. If the daily balance is less than $25,000.01, the interest rate paid on that portion of the balance will be 2.72%. The annual percentage yield for this tier will be a 2.75%. If the daily balance is more than $25,000.00 the interest rate paid on that portion of the balance will be 0.25%. The annual percentage yield for this tier will range from 2.75% to 0.26%.
 
Kasasa Cash Back: 4.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.
 
Kasasa Tunes: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Union State Bank Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends.
 
Kasasa Saver: This account is an interest bearing account. If the daily balance is less than $50,000.01, the interest rate paid on that portion of the balance will be 0.99%. The annual percentage yield for this tier will be a 0.99%. If the daily balance is more than $50,000.00 the interest rate paid on that portion of the balance will be 0.25%. The annual percentage yield for this tier will range from 0.99% to 0.25%.
 
ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
 
When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; cash back payments are not made, iTunes, Amazon.com and Google Play purchases are not refunded and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day the current of statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, the advertised APY* is represented without a linked Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 03/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
 
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open a Kasasa Cash, Kasasa Cash Back, or a Kasasa Tunes account. $25.00 minimum deposit is required to open a Kasasa Saver account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open this account. Closing fee of $25.00 if account closes within 60 days of opening. A Kasasa Saver account may only be opened in conjunction with a Kasasa Cash or Cash Back account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations, enrollment instructions, and fee schedule. Member FDIC.

iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google is/are not participants in or sponsors of this program. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.